Privacy Policy 🔒
Last updated: April 30, 2025
👋 Introduction
Welcome to Budgenda! We are committed to protecting your personal information and your right to privacy. If you have any questions or concerns about this privacy notice, or our practices with regards to your personal information, please contact us at hello@budgenda.app.
This privacy notice describes how we might use your information if you use our mobile application ("App"). Reading this privacy notice will help you understand your privacy rights and choices. If you do not agree with our policies and practices, please do not use our App.
📱 Information We Collect
We collect personal information that you voluntarily provide to us when you register on the App, express an interest in obtaining information about us or our products and services, or otherwise when you contact us.
Personal Information Provided by You
The personal information we collect depends on the context of your interactions with us and the App, the choices you make, and the products and features you use. The personal information we collect may include: names; email addresses; usernames; passwords.
Financial Data You Input
We collect financial data that you input into the App, such as income, expenses, budgets, transactions, and related categories or notes. This data is stored locally on your device by default and is necessary for the core functionality of the App. We do not automatically collect bank account details or credit card numbers.
Information Automatically Collected
We automatically collect certain information when you visit, use, or navigate the App. This information does not reveal your specific identity but may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, information about how and when you use our App, and other technical information. This information is primarily needed to maintain the security and operation of our App, and for our internal analytics and reporting purposes.
🛠️ How We Use Your Information
We use personal information collected via our App for a variety of business purposes described below. We process your personal information for these purposes in reliance on our legitimate business interests, in order to enter into or perform a contract with you, with your consent, and/or for compliance with our legal obligations.
- To facilitate account creation and logon process.
- To manage user accounts. We may use your information for the purposes of managing your account and keeping it in working order.
- To provide and facilitate delivery of services to the user. We may use your information to provide you with the requested service (i.e., budget tracking and financial insights).
- To respond to user inquiries/offer support to users. We may use your information to respond to your inquiries and solve any potential issues you might have with the use of our Services.
- To send administrative information to you. We may use your personal information to send you product, service and new feature information and/or information about changes to our terms, conditions, and policies.
- For data analysis purposes. We may use information (typically, aggregated or de-identified) for data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns, and to evaluate and improve our App, products, marketing, and your experience.
🤝 Will Your Information Be Shared?
We only share information with your consent, to comply with laws, to provide you with services, to protect your rights, or to fulfill business obligations.
Legal Obligations
We may disclose your information where we are legally required to do so in order to comply with applicable law, governmental requests, a judicial proceeding, court order, or legal process, such as in response to a court order or a subpoena.
Third-Party Service Providers
We may share your data with third-party vendors, service providers, contractors, or agents who perform services for us or on our behalf and require access to such information to do that work. Examples include: data analysis, email delivery, hosting services, customer service. We maintain a list of our sub-processors upon request.
Business Transfers
We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
⏱️ Data Retention
We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy notice, unless a longer retention period is required or permitted by law (such as tax, accounting or other legal requirements). When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize such information, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.
🛡️ Security of Your Information
We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Although we will do our best to protect your personal information, transmission of personal information to and from our App is at your own risk. You should only access the App within a secure environment.
🧒 Children's Privacy
Our App is not intended for use by children under the age of 13. We do not knowingly collect personal information from children under 13. If we learn that we have collected personal information from a child under 13, we will take steps to delete such information as soon as possible.
🌍 Your Privacy Rights
Depending on your location, you may have certain rights regarding your personal information under applicable data protection laws. These may include the right (i) to request access and obtain a copy of your personal information, (ii) to request rectification or erasure; (iii) to restrict the processing of your personal information; and (iv) if applicable, to data portability. In certain circumstances, you may also have the right to object to the processing of your personal information. To make such a request, please use the contact details provided below. We will consider and act upon any request in accordance with applicable data protection laws.
🔄 Updates to This Notice
We may update this privacy notice from time to time. The updated version will be indicated by an updated "Last updated" date and the updated version will be effective as soon as it is accessible. If we make material changes to this privacy notice, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this privacy notice frequently to be informed of how we are protecting your information.
💬 Contact Us
If you have questions or comments about this notice, you may email us at hello@budgenda.app or contact us by post at: [Your Company Name/Address - Optional, but good practice]